Terms of Use

Effective date: 2 November 2026.

By using biztoolkit.co ("the Site"), operated by AK Digital (Anna Heifets, Israel), you agree to these terms. If you do not agree, please do not use the Site.

1. The Site and tools

The Site provides free tools, calculators and articles for general information. Tools run in your browser. You are responsible for the files and data you use with them and for having the right to use them. Do not use the Site for anything unlawful or to infringe others' rights.

2. No professional advice

Articles, rates, earnings estimates and calculator results are estimates for general information only. They are not financial, legal, tax or business advice, and results vary. Check important decisions with a qualified professional.

3. No warranty

The Site and tools are provided "as is" and "as available" without warranties of any kind, including accuracy, availability or fitness for a particular purpose. Always keep a copy of your original files, because converted or compressed output may differ from the original.

4. Limitation of liability

To the fullest extent permitted by law, AK Digital is not liable for indirect, incidental or consequential damages, or for loss of data or profits, arising from your use of the Site. Nothing limits liability that cannot be limited by law.

5. Intellectual property

The Site's content, design and code belong to AK Digital or its licensors. You may link to the Site and quote short extracts with attribution. You may not copy, scrape or republish substantial parts without permission. You keep all rights in your own files.

6. Third-party links, ads and affiliates

The Site contains third-party links and ads. We do not control and are not responsible for third-party sites or products. See our Affiliate and Advertising Disclosure.

7. Privacy

Our Privacy Policy and Cookie Policy explain how data is handled.

8. Changes

We may update these terms and the Site at any time. Continued use after a change means you accept it.

9. Governing law

These terms are governed by the laws of the State of Israel, and the competent courts in Israel have jurisdiction, without limiting any mandatory consumer rights you have where you live.

Contact: support@ak-digital.com